What is stable value? Stable value is an investment vehicle offered by defined contribution plans and used by participants. Stable value provides the following unique
Phone: (202) 873-9567
The educational resources produced by SVIA are free to distribute to anyone you feel may benefit. Some resources may get into a level of complexity not suited for certain audiences, so please use the tabs above if you’d like to filter our resources by the intended audience.
Employer sponsored plans are often able to offer unique advantages and less expensive investment options but most importantly, qualified retirement plans are the only place you can access stable value solutions.
Plan sponsors have a unique opportunity to offer a stable value product which is specifically designed to meet the needs of their plan participants and can only be offered inside a tax qualified plan.
Stable value is an investment product offered only in tax qualified plans, namely defined contribution and 529 education savings plans. First introduced in the 1970s, today assets in stable value products total more than $800 billion with 78% of retirement plans offering a stable value fund option.
As of year-end 2019, the DC landscape was about $8.2 trillion in assets. This analysis relies on data from 10 major plan administrators to break down in detail $4.5 trillion in assets from nearly 135,000 plans covering 42 million participants.
Download PDF Given the complexity and uncertainty of today’s financial markets and economy, it is no wonder that plan sponsors and participants continue to appreciate
Download PDF What are stable value funds? How do they work? What are the benefits? What are the risks? These are some of the basic
For more than 40 years, stable value funds have played an important role helping retirement plan participants safely accumulate and retain retirement savings. Stable value
If you’re new to stable value, the Wikipedia article is a great place to start. It provides a brief history of stable value back to the inception of defined contribution plans in the 1970s, as well as their performance over time and during the 2008 financial crisis.
Download PDF Introduction The goal of this paper is to suggest a framework for understanding and evaluating insurance company stable value contracts in qualified plans.
Download PDF Stable Value Stable value investment options have been offered in defined contribution plans since these plans’ inception in the 1970s. Throughout their 40
Stable value is a principal preservation investment option used by millions of plan participants to achieve their desired risk tolerance in asset allocation. This document provides an overview of the three different management types, their performance, and the contract types used to deliver stable value’s guarantee.
Download PDF Overview Stable value refers to a relatively low-risk asset class that focuses on capital preservation and liquidity, while providing steady, positive returns to
Adopted June 10, 2019 Download PDF Stable value products are designed to provide principal protection as well as returns over the long term consistent with
Download PDF Stable value practitioners are frequently asked how the stable value asset class will respond in a rising interest rate environment. Consultants, plan sponsors
It’s important to keep in mind that how you invest for your retirement depends on your life circumstances as well as your retirement date and your risk tolerance. Stable value works best as part of a well-balanced portfolio to help you manage risk and preserve principal while still earning a consistent, positive return.