Resources

We’re here to serve as a resource for stable value information.

The educational resources produced by SVIA are free to distribute to anyone you feel may benefit. Some resources may get into a level of complexity not suited for certain audiences, so please use the tabs above if you’d like to filter our resources by the intended audience.

Stable Value at a Glance

Stable value funds provide bond-like returns with exceptionally low volatility, which provides investors with an attractive risk/return profile.

All Resources

The Stable Value Podcast

Are you curious about what’s going on in the stable value industry? Have 10 minutes? If so, then The Stable Value Podcast may be a great resource for you. These podcasts dive into the world of stable value by offering insights, expert interviews, and the latest trends impacting retirement investing in short digestible snippets.

What Makes Stable Value Attractive

Plan sponsors have a unique opportunity to offer a stable value product which is specifically designed to meet the needs of their plan participants and can only be offered inside a tax qualified plan.

Stable Value – An Investment Solution Worth Knowing

Stable value is an investment product offered only in tax qualified plans, namely defined contribution and 529 education savings plans. First introduced in the 1970s, today assets in stable value products total more than $800 billion with 78% of retirement plans offering a stable value fund option.

Who Invests in Stable Value and Why?

As of year-end 2019, the DC landscape was about $8.2 trillion in assets. This analysis relies on data from 10 major plan administrators to break down in detail $4.5 trillion in assets from nearly 135,000 plans covering 42 million participants.

Guaranteed Insurance Contracts FAQ

Stable value funds are tailored to meet the needs of a specific plan. While all stable value funds have weathered various economic cycles and consistently performed in meeting the needs of plan participants, there are differences in structure, levels of guarantees, as well as some contractual features.

Stable Value FAQ

What are stable value funds? How do they work? What are the benefits? What are the risks? These are some of the basic questions most have. Below we will answer these questions and others to help you increase your knowledge and understanding of stable value funds.

Stable Value at a Glance

Stable value funds provide bond-like returns with exceptionally low volatility, which provides investors with an attractive risk/return profile.

Stable Value on Wikipedia

If you’re new to stable value, the Wikipedia article is a great place to start. It provides a brief history of stable value back to the inception of defined contribution plans in the 1970s, as well as their performance over time and during the 2008 financial crisis.

Stable Value Synthetic Basics

Stable value investment options have been offered in defined contribution plans since these plans’ inception in the 1970s. Throughout their 40 year history, stable value funds have consistently delivered a unique combination of benefits: liquidity, principal preservation and consistent, positive returns.

Guide to Stable Value Market Segments

Stable value is a principal preservation investment option used by millions of plan participants to achieve their desired risk tolerance in asset allocation. This document provides an overview of the three different management types, their performance, and the contract types used to deliver stable value’s guarantee.

Guide to Stable Value for Plan Sponsors and Advisors

Stable value refers to a relatively low-risk asset class that focuses on capital preservation and liquidity, while providing steady, positive returns to participants within certain types of defined contribution plans.

Stable Value Exit Provisions

Exit provisions are stipulated in the contract between the stable value contract issuer and plan. Exit provisions generally require the plan sponsor to wait a stated period before receiving the full benefit responsive value (principal plus accumulated interest).

5 Reasons to Include Stable Value in Your Portfolio

It’s important to keep in mind that how you invest for your retirement depends on your life circumstances as well as your retirement date and your risk tolerance. Stable value works best as part of a well-balanced portfolio to help you manage risk and preserve principal while still earning a consistent, positive return.