New Frontiers for Stable Value
By Randy Myers The stable value landscape has changed over the past two decades. The asset class is no longer the automatic default for new contributions to retirement plan accounts, and baby boomers are drawing down balances as they segue into retirement. One senior executive recently likened stable value to a “melting glacier.” Against that […]
Retirement Income: Redefining the Conversation
By Randy Myers As millions of Americans enter retirement the challenge of turning savings into steady income has never been more pressing, says Jason Fichtner, executive director of the Retirement Income Institute of the Alliance for Lifetime Income, by LIMRA. And, he says, stable value has an immediate role to play in responding to that […]
Politics and the Press: CNN’s Manu Raju on Washington’s Divide
By Randy Myers When you consider the portrait of Capitol Hill painted by CNN chief congressional correspondent Manu Raju, the federal government shutdown that began October 1 hardly seems surprising. “The two parties are probably more polarized than ever,” Raju said during an October 8 presentation at the 2025 SVIA Fall Forum. He described a […]
Legislative and Legal Update: What’s Moving and What’s Not
By Randy Myers Various bills that would open new markets to the stable value industry are bouncing around Capitol Hill and some, policy experts say, have a real chance of being enacted into law—albeit not this year. In the meantime, the industry faces a new wave of litigation challenging stable value funds over their crediting […]
The Advisor’s View: What Plan Sponsors Need from Stable Value Right Now
By Randy Myers Few retirement plans add a stable value fund without first consulting an advisor. It’s helpful, then, for stable value providers to understand how advisors evaluate and recommend—or decline to recommend—the product. At the 2025 SVIA Fall Forum, three advisors described what they look for, what they’re hearing from clients, and how they […]
Politics in an Age of Collapsing Middle Ground
By Randy Myers American politics is running on emotion and momentum more than consensus, and the disappearing middle is forcing both parties to define themselves by how they fight, says Amie Parnes, senior White House correspondent at The Hill and co-author of several political bestsellers. Speaking at the 2025 SVIA Fall Forum to an audience […]
Millennials’ Retirement Anxieties Create an Opening for Stable Value
By Randy Myers Researchers once feared millennials would become America’s next “lost generation,” less wealthy than those who came before them. Current data suggest that hasn’t happened. Indeed, Americans born between 1981 and 1996 are doing well compared to their predecessors. Yet last year, only about a third of millennials were confident their retirement savings […]
How to Talk Stable Value: Kenny Malone’s Playbook
By Randy Myers Stable value providers have a tricky story to tell. Their product is reliable by design—stable, not flashy, a little “dad car,” if you will. But it’s also heavy on contracts, accounting, equity-wash rules, corridor provisions, and other esoterica that can make a listener’s eyes glaze over. At the 2025 SVIA Fall Forum, […]
Emerging Trends: Stable Value’s Next Moves
By Randy Myers It’s all rainbows and lollipops ahead for stable value, according to industry insiders. While stable value managers and wrap providers didn’t use that exact language when they discussed industry trends at the 2025 SVIA Fall Forum in October, they did paint a mostly rosy picture of the asset class, pointing to increasingly […]