Guaranteed Insurance Accounts – Frequently Asked Questions
Because of the significant allocation of assets to guaranteed insurance accounts and the scant amount of publicly available information, the SVIA has released the following FAQ to shed some light on this segment. This FAQ is limited to an overview of guaranteed insurance accounts and focuses primarily on ‘spread-based’ general account insurance products. Download the […]
EBRI’s 2013 Retirement Confidence Survey: Perceived Savings Needs Outpace Reality for Many
Americans’ confidence in their ability to afford a comfortable retirement remains low— which may reflect a growing awareness of the savings realities ahead, according to the 23rd annual Retirement Confidence Survey. Download the PDF
Negotiating Risk for Stable Value Options
Dwight Asset Management has recently released a paper on stable value risk management which details five aspects of stable value risk and considerations on how they can be effectively managed. Download the PDF
MetLife’s 2013 Stable Value Study
MetLife has recently released their 2013 Stable Value Study, a study of Defined Contribution plan sponsors and stable value fund providers that gauges perceptions of, and insights into, the current stable value product landscape. Check out the study here
Stable Value: 401(k) Anchor
Bankrate’s blog recently released an article covering a new Prudential whitepaper, and had this to say: “If you’re one of the many who has your 401(k) retirement fund invested in a stable value fund, a white paper produced by Prudential Financial shows that you are probably doing some smart retirement planning.” Check out the article […]
A Dodd-Frank Update: Stable Value Still in Limbo
Stable value wrap contracts aren’t considered swap contracts under the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010—and they won’t be unless the Commodities Futures Trading Commission (CFTC) and the Securities Exchange Commission (SEC) determine that stable value contracts are swaps. A major goal of the Dodd-Frank Act was to bring greater transparency and regulatory oversight to over-the-counter derivatives, or, in the […]
Finding Retirement Security
Stable value is in a new stage of growth and stability. At the height of the financial crisis in the last quarter of 2008, stable value funds held about $347 billion of the assets in defined contribution plans. That number rose to $423 billion by the end of 2009 or 22 percent as investors sought out less volatile investment options. By the […]
A Consultant’s Perspective on Stable Value
A lot changed in the wake of the financial crisis of 2008, including the way retirement plan sponsors and their advisors think about stable value funds. “Twenty years ago, clients wanted a fully benefit responsive, competitive yield from their stable value fund, with no onerous restrictions if they wanted to cancel their contract,” observes plan consultant Angelo Auriemma. “Then the financial crisis hit, […]
Marketplace Realities: Opportunities for Stable Value
Addressing the SVIA’s annual Fall Forum 2012 in Washington, D.C., Eric Levy, senior vice president, Product Solutions Management for Lincoln Financial Group, declared that for many retirement plan participants, the investment landscape now appears dramatically more risky than it did five years ago. Following the stock market crash that began in 2007, he noted, nearly a third of the participants in defined contribution plans who […]
