A Predictable Surprise: The Unraveling of the U.S. Retirement System
If you think it’s harder for the average American to build a financially secure retirement today than it was a few decades ago, you’re probably right. But the usually cited culprits—the ongoing demise of the defined benefit pension plan, the failure by many individuals to adequately fund their defined contribution plans—aren’t solely to blame. So […]
Outlook and Trends in Defined Contribution Plans
Stocks have been racing higher since 2009, attracting investor attention at the very time that low interest rates have been depressing fixed-income returns. Meanwhile, target-date funds have been attracting an ever-growing share of the money being saved in defined contribution plans, including money that once flowed into stable value funds. But a survey by asset […]
The Quest to Expand the Use—and Value—of Defined Contribution Plans
For employers worried about enrolling employees in their defined contribution retirement plans automatically at contribution levels that are too high, here’s a counterintuitive finding: they should probably be worried about setting them too low. Automatic enrollment effectively forces workers to save for retirement unless they make a conscious choice to opt out of their plan. […]
Favorite Investments for Short-Term Retirement Assets
Stable-value funds, while not technically cash, also received a thumbs-up from safety-minded retired investors. Click here to read more
5 Reasons to Include Stable Value in Your Portfolio
It’s important to keep in mind that how you invest for your retirement depends on your life circumstances as well as your retirement date and your risk tolerance. Stable value works best as part of a well-balanced portfolio to help you manage risk and preserve principal while still earning a consistent, positive return.
Stable Value Masterclass on Asset TV – May 2014
Click here for transcript Click here for external player
Stable Value Webinar Hosted by P&I on May 14, 2014
The safety and security of stable value has made it an obvious choice for people near retirement and for retirees. Click here for more information and to register
Position Available: Marketing Manager, Stable Value Marketing at Prudential
Marketing Manager, Stable Value Marketing Description This individual will be responsible for the development and execution of 360 degree marketing plans designed to assist intermediaries, plan sponsors and/or plan participants in understanding the benefits of the Stable Value product line. He/she will develop the marketing plan with all of its components, direct and monitor the […]
Designing Balanced DC Menus: Considering Diversified Fixed Income Choices​​​​
Sponsors of defined contribution plans face a dual challenge: They must present investment options appropriate for plan members and design menus that encourage selection of well-structured portfolios. Read the full article here
