Why a Stable Value Fund Belongs in Your Retirement Portfolio

For U.S. retirees and older workers on the cusp of retirement, stabilizing their investment portfolios in their 60s, 70s, and beyond is no luxury – it’s a necessity.
That’s where stable value funds can help, mainly by adding an insurance element to guarantee portfolio returns.

Over 80% of U.S.-defined contribution plan sponsors offer stable value funds in their retirement fund lineup, according to 2022 data from MetLife. The same study also reports that stable funds outperform traditional “defensive-minded” funds in retirement portfolios such as money market funds.

What are stable value funds and what do they offer retirement savers? Here’s an inside look.